In an industry of fragile tech layers, we offer Institutional Strength. As an EU-regulated EMI (Bulgarian National Bank №73) with €90M+ in assets and over 25 years of expertise, PayNovus provides the foundation for EU-based businesses that cannot afford downtime.

The 360° Advantage: Payments | Acquiring | Issuing

We shoulder the regulatory grind so you can focus on growth.

• - Direct Acquiring: Principal Membership with Visa/Mastercard. Get a Dedicated Merchant ID, not a shared account, for elite approval stability.

• - Streamlined Onboarding: Expert-led compliance tailored for complex business models, backed by 99.99% uptime.

• - High-Velocity Issuing: Instant virtual/physical cards for media buying and affiliate payouts.

• - Payment Accounts: Secure multi-currency accounts with seamless cross-border capabilities.

• Find us at Booth Mars / MA13-14 to talk about a 360° setup that matches your scale.